Attract and retain great people to your business
Workplace culture, opportunities for professional and personal development and employee benefits are what today’s job seekers are looking for.
One of the best things you can do to attract great people to your business is to introduce a group insurance scheme.
Become an employer of choice
Group insurance schemes designed for your workplace
Our advisers can help you develop an insurance scheme for your employees, within your budget. We can help you choose one or more of these types of cover:
- Life cover provides a lump sum for loved ones when an employee dies.
- Health cover helps pay for private medical care and fast-tracks treatment.
- Trauma cover provides a lump sum to deal with costs of major illness or injury.
- Disability cover provides a lump sum to deal with costs of total and permanent disablement.
- Income cover provides an income when an employee is unable to work due to serious illness.
*Not all workplaces may be eligible. Subject to underwriting and insurer terms and conditions.
Improve your employee’s financial future
We can also offer KiwiSaver and financial education workshops, creating a complete financial wellness package for your employees.
Our workshops are designed to help participants maximise their KiwiSaver accounts, make better financial decisions, realise their dream of a first home, or look forward to a comfortable retirement free of money worries.
Why employee benefit packages are important
Here’s a quick look at some of the benefits and other aspects to keep in mind when contemplating a group insurance scheme.
Staff Retention
Keeping employees happy and healthy at work benefits them, of course, but also your business in the long term. Employees who feel secure in their financial future and are being looked after by their workplace are more likely to stay in the job for longer, giving you a more stable outlook.
Cost Concern
Group insurance schemes can easily be tailored to your individual business situation, so there’s lots of flexibility depending on your budget. There’s also a significant price advantage compared to retail or direct insurance.
Pre-Existing Conditions
Personal insurance applications can often result in exclusions due to pre-existing conditions. Under a group insurance scheme, all staff may be* automatically covered without any applications or consideration of such conditions.
Expert help and advice when you need it
Most importantly, we can support your employees through the claims process, ensuring they get the best possible outcomes.
Let’s talk about employee benefits
Our advisers can help you build the ideal scheme for your workplace. Call 0800 438 238 or email letstalk@advicefirst.co.nz for more information.
You can also ask us about our business insurance, marketing and HR consultancy services.